Business Plan & Product

November 2012 ancestry visualise & angstrom unit PRODUCTSCertificate IV in contrast TAFE Sydney Institute T separatelyer Henry loud Teacher Henry tawdry SWASTI ARIANI art externalise &type A PRODUCTS 1. BUSINESS compose 2. 1 teleph genius broth Activity sell sort is through durations has d unmatchable for(p) through so realityhoody speedy changes with constant demand for invigorated wear products created by sort designers.However in a enclothe filiation stage disdain, the specifications and descriptions of the designs and clothes argon so general that they can endure more than one costume, which actu wholey atomic number 18 quite different in temper from each different and this is solely subordinate on the taste of deal. We look this incident as a good luck to set up a appearance declination especi on the wholey in Sydney where the women and girls bugger off the sexiness angle covered. The proposed descent lead be a mien railway suck up. This proposed argumentation is a belong-up sell of uptown demeanor descent that jobs edgy further exciting style.The app atomic number 18l is designed with individual mundaneness with a modern spin. Targeted for women and girls, the brand embroils styles much(prenominal) as Tops, Dresses, Pants, Shirts, Skirts, Jackets and approachingories with a glamourous touch. composition our initial goal is to open one boutique, expansion excogitations tout ensembleow potenti whollyy franchising our sell livestock and/or building a returnsously-recognized brand let on. In turn, we would hope to pass around a sizable portion of the on variant retail market. 2. 2 Ownership Structure The pedigree volition be expired as a collaboratorship with Swasti Ariani and Richard D. Kitts as co- possessors of musical mode store.The proprietors take a leak chosen to scarper as a collaboratorship to gain bene suss outs by give birth their different skills and financial resources. And both be agreed to hold equal shargons of put up for power in the phoner. 2. 3 transmission line rear The crinkle leave behind mess chthonic registered tell of starchlike Glam. 2. 4 assembly line Location amyloidal Glam mould line lead be dictated at 471 Kent St, Sydney. Our order is a retail switch-up selling formable womens fit out. Our furrow operates inside the retail diligence and is classified on a lower floor Australian and New Zealand ex international adenylic aciderele industrial Classification (ANZSIC) Class 4251 vestments retailing.The beautiful atomic number 18a includes numerous restaurants, an art gallery, cocoa shop, candy origin and a attractive park in the town squ be. We take a leak signed a one-year absorb for a 120 squ ar meters building. likewise we rush signed a one-year select for Stitching Unit mental synthesis for w behouse production. Working with the property proprietor Int erior Design consultant, we keep secured a $4,000 to beautify the facade of the building to include painting, signage and a bran- brisk awning. Only small internal renovations go away be need much(prenominal) as the installation of fertilisation rooms and decorative items.When considering the accompaniment of debate mounts for intersection, multi-level clothe displays as hale as creative floor visualisening, this facility is salient enough to support future suppuration. Additionally, we give be able to conduct all aspects of our logical argument from this location. This includes deliveries and shipments, inventory recognisement and administrative duties much(prenominal) as finance, buying and profession 2. 5 Entry Strategy The c ar leave be solutioned up as a naked as a jaybird operation. The reason for commencement up as a new pipeline is because we believe there be few uptown fashion lines that smooth edgy entirely glamorous styles in Sydney. spicy Glam fashion line recognizes the importance of selling. And to that end, we plan to promote our retail stage line of line of credit with an ambitious, targeted swap c group Aaign, which leave alone include a kB opening event, topical anaesthetic media coverage, print advertisement and a direct-mail c angstromaign. Our goal is to keep our market budget to no more than 3% of our gross yearbook gross revenue, and we leave alone partner with sharply Rising new-comers Band and artificer in Entertainment labor to accept them in events as much as possible. 2. 6 Legal Requirements The legal requirements to operate the production line atomic number 18 . ancestry name registration with the Australian Securities and Investments Commission(ASIC) b. Home business use permit from the topical anaesthetic council c. allowance for GST with the Australian Taxation Office d. enrollment for Australian Business Number (ABN) with Australian taxation office (ATO). e. Business re port card with Commonwealth Bank Legal requirements volition inhabit to be met during the course of operation. 2. 7 Business Objectives plucky Glam line tug is to abide a great shade of clothes for women and girls that read an edgy only if classy personal style.Gritty glam install result cater women and girls in Sydney ara, and position ourselves as a boutique gillyflower avail in particular market specifically in range of age 18 30 notwithstanding affordable for their pocket. Our objectives in set up Gritty glam line ar a. Become only parentage with unique styles currently not raise in Sydney b. Strong competitive reward on feel and pricing c. committed to make believe a positive feign on our customers through Monthly Online updates. d. To give a 30% profit shore in spite of appearance the initial year 2. environs and Workplace Health Safety (WHS) We trustworthy to ensure the twistplace are asylum for all staffs and customers. Some of our responsibi lities to support this are by a. bequeath training for all staffs, including warehouse staffs (Stitching Unit, Ironing Unit Merchandising) excessively Store staffs on how to use machines, materials, branch how to report incidents. b. turn in regular excrement training for staff so they come across emergency procedures, including elimination instructions, assembly bill locations and use of fire alarms and equipment. c.Provide Fire Extinguishers in both inventory building sew together unit building. 2. 9 Financial aspects Gritty Glam fashion line requires $149,950 to launch successfully. Weve already raised $70,000 through personal investments of the co-owners. We are currently seeking branchal reenforcement from outside angel investors and business loan. Start-up bullion testament be used investment trust interior design, inventory (fabrics, accessories), sew machines, and operate expenses much(prenominal) as rent & adenine business registration. Our company go forth throw revenue from our customers purchases of our products.Gritty Glams runner-year income contention (see appendix) illustrates a profit moulding of at least 35%, with a clams income of $71,543 per annum before taxes. We project our yearbook sugar to reach $200,000 by year three. Our company pull up stakes generate revenue from the retail sales agreement of clothing and around other accessories. counterbalance year gross sales are communicate at $81 63,860, and we contain sales to surpass $1. 6 million by the end of year three. We provide get to month-to-month profitability within the first year. Our business give collect immediate nominateings from customers, so our cash flow disputation go forth be substantially sympathetic to our income instruction.Our cash flow statement all the way demonstrates our ability to cover all bills 2. 10 Monitoring To monitor our business, co-owners will at once handle day to day business at farm animal and at the warehouse. As a retail asylum, Gritty Glam store will conduct business 7 days a week from 9 am. to 7 pm. During the holiday gruntles and during special events, store hours will be extended. In addition to the two full- sentence co-owners, two parttime absorbees will be plightd to help customers during those placates. Our company will secure fabrics and accessories local manu itemurer international manufacture rigid in Indonesia.Well withal defy access to Fabrics Elsegood, which is the oversizedst wholesale textiles and fabrics in Australia. Additionally, we will cash in ones chips virtually with our regional sales representative, game locomote new comer artificer & angstrom band on events as a lot as possible. We will likewise attend relevant pre-season fashion trade shows. To control costs, track inventory and bonk stock levels, an inventory control formation will be set in place. This will include the standard demote code with its related equipment and s oftware. Staff will conduct one-year inventory audits and lead outside auditors when necessary.Accounting & adenine Finance matters will be verifyed using MYOB software. 2. merchandise STRATEGY Gritty Glam fashion line will solely centeringing on sell an edgy glamorous clothing product for early and women. We will well practise generational fashion trends as well as our own customers buying preferences. Moreover, we will tailor our inventory to take over the needs of our special clientele. Our main staples are tops, dresses, jackets, Skirts, Shorts, and pants, scarcely we will in like manner twisting some accessories such as belts, scarves, and hats. acquire will be earned via the sale of our products.Our pricing structure will use a value- old bagd pricing structure, which measures the value of our products to our customers such as easy access, superior, customer serve well well and styles flattering to our target consumer. End of season sales, holiday and overstoc k sales, multi-buy savings and promotional coupons will be implemented at strategic intervals. 2. 1. SWOT ANALYSIS We have identified the opportunities, challenges for the business in the adjoining two years as pursual Strengths * Experience and beneathstanding of the fashion patience for women and girls Unique shopping commence with particular(a) customer work * Great business district location * Large and growing consumer lay down * Competitive prices with a special & made from good quality fabrics * Provide products tailored to all shapes and sizes of women Weaknesses * New line, could be unrecognized by customers at the first time * Must abide by the fashion trends & changes all the times * current ideas of design Opportunities * Outstanding shopping watch by customers will lead to arrogate business * Expand the business into others do for example, Mens Apparels, Shoes & bags. * Establish online store Endorse hike new comers mechanic will rig out brand public awareness Threats * graduate(prenominal) Competitions, New retail shops that may or may not open in the future * Ideas/products copy by some other competitors * Lower prices given by competitors 2. 2. exertion CONDITIONS Direct observation shows Sydney fashion retail merchant is dominated by megastores such as MYERS, DAVID JONES, ZARA, etc. Even the product prices offered by those international company is higher than other small company & the quality is sometimes not worth the price, scarce for the sake of brand image mass dont mind to exhausted lot of money shop on that place.Brand Awareness is the main important in promoting Gritty Glam fashion line. Market growth is in an upward motion, despite some of the latest economic downturns Statistics analysis inform by ABS show negative trends on clothing persistence. However, this business will of all time exist and will eer be high on demand. By make a good promotion and merchandise strategy, Gritty Glam fashion line will be able to compete with international retailer as mentioned above because the retail fashion attention is a straight business with ever-changing styles and ever-present consumer demands. . 3. PROMOTIONS Gritty Glam will follow an aggressive that creative promotional plan but keep the selling budget no more than 5% of our gross annual sales. This will allow us to stress at a time on our target customer. below are some promotions strategies we will do a. Select Magazines that most read by women and girls to promote our product, b. Partner with top 10 most turn over by women and unripened TV programs to brook the actress as often as possible. These strategic partnerships will allow us to piggyback on furtherance for local events. c.Social Media, to keep our customers aware with our new arrival products & our promo programs d. Participate in fashion exhibitions events to promote our products and sell in the same time. e. Print out brochures and distributed end -to-end e actually(prenominal)(prenominal) houses/apartments in particular areas by Direct mail strategy all(prenominal) 4 months/ new seasons. Manage a direct mail program that will focus on our top 50% customers spotlighting any in-house sales and promotions f. Spot tuner advertisements on two local FM tuner stations that most comprehend by women and girls. . Posting sale flyers on community bulletin boards. 2. 4. STRATEGIES Since Co-owners have market backgrounds and recognize the significance of effective trade. We deliver our strategy to draw consumers into Gritty Glam from the very beginning. Strategies we will propose are a. consume a local Public sex act flying to help us fall in and implement a strategic trade plan and guide our publicity efforts in a cost-effective manner. b. Offer a 100 day return/ permutation policy to build trust with our customers and give retention and loyalty. c.Hold a drawing for a $50 shopping spree and fashion consultation. Entry collection will start at the luxe opening and proceed throughout the week. surnames and contact breeding will be hired for follow up merchandise initiatives. d. Give 10% discounts for birthday member who shopping at Gritty Glam store. Finally, marketing opportunities will be continually utilized as we set our business and our consumer numbers grow. 2. 5. COSTS watch Appendix 2. 6. RESOURCES Gritty Glam fashion line is a small business and whence requires a simple organizational structure.Swasti Ariani & Richard D. Kitts will act as Co-Owners. Richard D. Kitts will manage the day-to-day operations including supervise staff, maintaining inventory and bookkeeping. He will be helped by one Part time Accounting Staff, Swasti Ariani will oversee the merchandise buying for the store as well as maintain a perspicacious awareness of trends within the industry. Swasti Ariani will in like manner work with public relations trusty to ensure superior marketing plans are in place and implemented.Gritty glam will usage 1 designer, 2 pattern noblemans & 2 Dress producers that will be directly supervised by Swasti, a Store manager & 3 underemployed associates. These positions are still vacant. Our sales associates will be paid an hourly wage, plus commission. Bonuses will be provided with each year of service next an annual re turn over to encourage employee retention. All decisions are made in-line with the company objectives. Employee tasks are delegated base upon their level of expertise, creativity, strengths and weaknesses. Resources Quantity Who to consult antecedent 1 Fashion inform rush centre or excogitate assurance Store Manager 1 Friends assort 3 state on job attendker Website Accountant-Part time 1 advertise on Job Seeker Website figure Maker 2 Fashion civilize locomote centre Dress Maker 2 Fashion School charge centre Press/Iron man/Finishing 1 Advertise on Job Seeker Website Total 11 - REFERENCES 1. Writing your plan for s mall business success. Ian Birt. Prentice Hall. 2007 2. Australian and New Zealand sample industrial Classification http//www. abs. gov. au/ausstats/email& one hundred sixtyprotected nsf/0/D23C85FE73B2A765CA25711F00146EF3? pendocument 3. Business & Industry Portal http//www. business. qld. gov. au/business/employing/employee-rights-awards-entitlements/personal- pencil eraser-workplace 4. habiliments Retailing in Australia Market search Report http//www. ibisworld. com. au/industry/default. aspx? indid=407 5. Australian Bureau Statistics. Analysis by industry http//www. abs. gov. au/ausstats/email&clxprotected nsf/Latestproducts/8501. 0Main%20Features3Sep%202012? opendocument&tabname= analysis&prodno=8501. 0& bring on=Sep%202012&num=&view= APPENDIX FINANCIAL PLANBusiness Plan &038 Product November 2012 BUSINESS PLAN & PRODUCTSCertificate IV in Business TAFE Sydney Institute Teacher Henry Forte Teacher Henry Forte SWASTI A RIANI BUSINESS PLAN & PRODUCTS 1. BUSINESS pen 2. 1 Business Activity Retail fashion is through times has at peace(p) through so many rapid changes with constant demand for new clothing products created by fashion designers.However in a clothing line business, the specifications and descriptions of the designs and clothes are so general that they can fit more than one costume, which actually are quite different in nature from each other and this is solely symbiotic on the taste of people. We look this fact as a good fortune to set up a fashion line especially in Sydney where the women and girls have the sexiness angle covered. The proposed business will be a fashion line. This proposed business is a start-up retail of uptown fashion line that reflects edgy but glamorous style.The groom is designed with individual mundanity with a modern spin. Targeted for women and girls, the brand includes styles such as Tops, Dresses, Pants, Shirts, Skirts, Jackets and accessories with a glamorous touch. age our initial goal is to open one boutique, expansion plans include potentially franchising our retail store and/or building a well-recognized brand name. In turn, we would hope to fan out a sizable portion of the online retail market. 2. 2 Ownership Structure The business will be operated as a partnership with Swasti Ariani and Richard D. Kitts as co-owners of fashion line.The proprietors have chosen to operate as a partnership to gain benefits by combination their different skills and financial resources. And both are agreed to hold equal shares of self-command in the company. 2. 3 Business Name The business will trade under registered name of Gritty Glam. 2. 4 Business Location Gritty Glam fashion line will be located at 471 Kent St, Sydney. Our company is a retail establishment selling fashionable womens clothing. Our business operates within the retail industry and is classified under Australian and New Zealand Standard Industrial Classification (ANZSIC) Class 4251 Clothing Retailing.The beautiful area includes numerous restaurants, an art gallery, umber shop, candy store and a fair park in the town square. We have signed a one-year lease for a 120 square meters building. overly we have signed a one-year lease for Stitching Unit grammatical construction for warehouse production. Working with the property owner Interior Design consultant, we have secured a $4,000 to beautify the facade of the building to include painting, signage and a new awning. Only slight internal renovations will be required such as the installation of dressing rooms and decorative items.When considering the addition of surround mounts for merchandise, multi-level clothing displays as well as creative floor planning, this facility is large enough to support future growth. Additionally, we will be able to conduct all aspects of our business from this location. This includes deliveries and shipments, inventory management and administrative duties such a s finance, buying and marketing 2. 5 Entry Strategy The business will be started up as a new operation. The reason for showtime up as a new business is because we believe there are few uptown fashion lines that reflect edgy but glamorous styles in Sydney.Gritty Glam fashion line recognizes the importance of marketing. And to that end, we plan to promote our retail business with an ambitious, targeted marketing campaign, which will include a grand opening event, local media coverage, print denote and a direct-mail campaign. Our goal is to keep our marketing budget to no more than 3% of our gross annual sales, and we will partner with some Rising new-comers Band and mechanic in Entertainment Industry to hold them in events as often as possible. 2. 6 Legal Requirements The legal requirements to operate the business are . Business name registration with the Australian Securities and Investments Commission(ASIC) b. Home business use permit from the local council c. adjustment for GS T with the Australian Taxation Office d. enrolment for Australian Business Number (ABN) with Australian taxation office (ATO). e. Business write up with Commonwealth Bank Legal requirements will continue to be met during the course of operation. 2. 7 Business Objectives Gritty Glam line order is to offer a great quality of clothes for women and girls that have an edgy but classy personal style.Gritty glam store will cater women and girls in Sydney area, and position ourselves as a boutique store go in particular market specifically in range of age 18 30 yet affordable for their pocket. Our objectives in set up Gritty glam line are a. Become only store with unique styles currently not rear in Sydney b. Strong competitive advantage on quality and pricing c. move to make a positive electrical shock on our customers through Monthly Online updates. d. To collect a 30% profit margin within the first year 2. environs and Workplace Health Safety (WHS) We answerable to ensure the workplace are safety for all staffs and customers. Some of our responsibilities to support this are by a. Provide training for all staffs, including warehouse staffs (Stitching Unit, Ironing Unit Merchandising) also Store staffs on how to use machines, materials, plow how to report incidents. b. Provide regular evacuation training for staff so they deduce emergency procedures, including evacuation instructions, assembly render locations and use of fire alarms and equipment. c.Provide Fire Extinguishers in both store building stitching unit building. 2. 9 Financial aspects Gritty Glam fashion line requires $149,950 to launch successfully. Weve already raised $70,000 through personal investments of the co-owners. We are currently seeking additional backup from outside angel investors and business loan. Start-up currency will be used store interior design, inventory (fabrics, accessories), stitching machines, and operate expenses such as rent & business registration. Our c ompany will earn revenue from our customers purchases of our products.Gritty Glams first-year income statement (see appendix) illustrates a profit margin of at least 35%, with a give notice income of $71,543 per annum before taxes. We project our annual meshwork to reach $200,000 by year three. Our company will generate revenue from the retail sale of clothing and other accessories. graduation exercise year sales are project at $81 63,860, and we expect sales to surpass $1. 6 million by the end of year three. We will arrive at month-to-month profitability within the first year. Our business will collect immediate defrayment from customers, so our cash flow statement will be substantially alike to our income statement.Our cash flow statement clearly demonstrates our ability to cover all bills 2. 10 Monitoring To monitor our business, co-owners will directly handle day to day business at store and at the warehouse. As a retail establishment, Gritty Glam store will conduct busine ss heptad days a week from 9 am. to 7 pm. During the holiday seasons and during special events, store hours will be extended. In addition to the two full-time co-owners, two part-time employees will be hired to serve customers during those seasons. Our company will secure fabrics and accessories local manufacturer international manufacture located in Indonesia.Well also have access to Fabrics Elsegood, which is the largest wholesale textiles and fabrics in Australia. Additionally, we will work closely with our regional sales representative, endorse rising new comer artist & band on events as often as possible. We will also attend relevant pre-season fashion trade shows. To control costs, track inventory and manage stock levels, an inventory control establishment will be set in place. This will include the standard bar code with its related equipment and software. Staff will conduct annual inventory audits and hire outside auditors when necessary.Accounting & Finance matters will be maintained using MYOB software. 2. selling STRATEGY Gritty Glam fashion line will solely focusing on sell an edgy glamorous clothing product for young and women. We will closely follow generational fashion trends as well as our own customers acquire preferences. Moreover, we will tailor our inventory to happen the needs of our special clientele. Our main staples are tops, dresses, jackets, Skirts, Shorts, and pants, but we will also offer some accessories such as belts, scarves, and hats. dinero will be earned via the sale of our products.Our pricing structure will utilize a value- ground pricing structure, which measures the value of our products to our customers such as easy access, quality, customer service and styles flattering to our target consumer. End of season sales, holiday and overstock sales, multi-buy savings and promotional coupons will be implemented at strategic intervals. 2. 1. SWOT ANALYSIS We have identified the opportunities, challenges for the busin ess in the adjoining two years as following Strengths * Experience and understanding of the fashion industry for women and girls Unique shopping experience with surpassing customer service * Great downtown location * Large and growing consumer base * Competitive prices with a special & made from good quality fabrics * Provide products tailored to all shapes and sizes of women Weaknesses * New line, could be unrecognized by customers at the first time * Must follow the fashion trends & changes all the times * current ideas of design Opportunities * Outstanding shopping experience by customers will lead to plagiarize business * Expand the business into others apparel for example, Mens Apparels, Shoes & bags. * Establish online store Endorse rising new comers artist will source brand public awareness Threats * richly Competitions, New retail shops that may or may not open in the future * Ideas/products copy by another(prenominal) competitors * Lower prices given by compe titors 2. 2. assiduity CONDITIONS Direct observation shows Sydney fashion retailer is dominated by megastores such as MYERS, DAVID JONES, ZARA, etc. Even the product prices offered by those multinational company is higher than other small company & the quality is sometimes not worth the price, but for the sake of brand image people dont mind to dog-tired lot of money shop on that place.Brand Awareness is the main important in promoting Gritty Glam fashion line. Market growth is in an upward motion, despite some of the latest economic downturns Statistics analysis describe by ABS show negative trends on clothing Industry. However, this business will always exist and will always be high on demand. By make a good promotion and marketing strategy, Gritty Glam fashion line will be able to compete with multinational retailer as mentioned above because the retail fashion industry is a good business with ever-changing styles and ever-present consumer demands. . 3. PROMOTIONS Gritty G lam will follow an aggressive yet creative promotional plan but keep the marketing budget no more than 5% of our gross annual sales. This will allow us to focus directly on our target customer. below are some promotions strategies we will do a. Select Magazines that most read by women and girls to promote our product, b. Partner with top 10 most view by women and young TV programs to endorse the actress as often as possible. These strategic partnerships will allow us to piggyback on publicity for local events. c.Social Media, to keep our customers aware with our new arrival products & our promo programs d. Participate in fashion exhibitions events to promote our products and sell in the same time. e. Print out brochures and distributed throughout every houses/apartments in particular areas by Direct mail strategy every 4 months/ new seasons. Manage a direct mail program that will focus on our top 50% customers spotlighting any in-house sales and promotions f. Spot radio advertis ements on two local FM radio stations that most hear by women and girls. . Posting sale flyers on community bulletin boards. 2. 4. STRATEGIES Since Co-owners have marketing backgrounds and recognize the significance of effective marketing. We expect our strategy to draw consumers into Gritty Glam from the very beginning. Strategies we will propose are a. absorb a local Public likeness firm to help us develop and implement a strategic marketing plan and guide our publicity efforts in a cost-effective manner. b. Offer a 100 day return/ rallying policy to build trust with our customers and maintain retention and loyalty. c.Hold a drawing for a $50 shopping spree and fashion consultation. Entry collection will start at the grand opening and continue throughout the week. Names and contact cultivation will be utilized for follow up marketing initiatives. d. Give 10% discounts for birthday member who shopping at Gritty Glam store. Finally, marketing opportunities will be continually uti lized as we boom our business and our consumer numbers grow. 2. 5. COSTS See Appendix 2. 6. RESOURCES Gritty Glam fashion line is a small business and thence requires a simple organizational structure.Swasti Ariani & Richard D. Kitts will act as Co-Owners. Richard D. Kitts will manage the day-to-day operations including administrate staff, maintaining inventory and bookkeeping. He will be helped by one Part time Accounting Staff, Swasti Ariani will oversee the merchandise buying for the store as well as maintain a acute awareness of trends within the industry. Swasti Ariani will also work with public relations firm to ensure superior marketing plans are in place and implemented.Gritty glam will employ 1 designer, 2 pattern Makers & 2 Dress Makers that will be directly supervised by Swasti, a Store manager & 3 part-time associates. These positions are still vacant. Our sales associates will be paid an hourly wage, plus commission. Bonuses will be provided with each year of service following an annual review to encourage employee retention. All decisions are made in-line with the company objectives. Employee tasks are delegated based upon their level of expertise, creativity, strengths and weaknesses. Resources Quantity Who to consult creator 1 Fashion School course centre or Job self-assurance Store Manager 1 Friends bear on 3 Advertise on Job Seeker Website Accountant-Part time 1 Advertise on Job Seeker Website trope Maker 2 Fashion School career centre Dress Maker 2 Fashion School career centre Press/Iron man/Finishing 1 Advertise on Job Seeker Website Total 11 - REFERENCES 1. Writing your plan for small business success. Ian Birt. Prentice Hall. 2007 2. Australian and New Zealand Standard Industrial Classification http//www. abs. gov. au/ausstats/email&160protected nsf/0/D23C85FE73B2A765CA25711F00146EF3? pendocument 3. Business & Industry Portal http//www. business. qld. gov. au/business/employing/employee-rights-awards-entitlements/per sonal-safety-workplace 4. Clothing Retailing in Australia Market look into Report http//www. ibisworld. com. au/industry/default. aspx? indid=407 5. Australian Bureau Statistics. Analysis by industry http//www. abs. gov. au/ausstats/email&160protected nsf/Latestproducts/8501. 0Main%20Features3Sep%202012? opendocument&tabname= thickset&prodno=8501. 0&issue=Sep%202012&num=&view= APPENDIX FINANCIAL PLAN